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I think DH is starting to figure it out...

October 16th, 2006 at 03:55 pm

DH is not a numbers guy. Plainly put he just does not care about personal finances. Case in point, I was showing him last months CC statement. He couldn't figure out why we owed them money because LAST month's payment was on THIS statement. To him, it meant we already paid THIS month's statement and we shouldn't owe them anything. I couldn't make him understand that the payment was on there because the statment shows ALL activity to the account, including payments. He just didn't get it! He's not stupid, by any means, but "money stuff" just baffles him.

So, our 1 year wedding aniversary was yesterday, and for the past 12 months I've been hitting him in the head with a 2x4 trying to get him to understand that getting rid of our credit card debt is going to give us many, many more options in life. He keeps asking where all the money goes and I keep telling him, and he just doesn't get it. At least until now.

My last post I said that if he didn't get his spending act together, I was going to take away his card with the really high limit and give him back his old one with the $700 limit. With what he spends on gas for his commute to work, he wouldn't have much left over to blow on "fun stuff". Yesterday he voluntarily gave up the high limmit card. He said he just gets too tempted with stuff we don't need, or don't need right this moment. If he legitimatly needs to spend more than his limit (like for the remodeling we're doing), I'll just go with him to Home Depot or wherever and put it on my card.

He still doesn't get where the money goes (I keep telling him but he doesn't listen, or maybe it's just selective hearing...) but I seem to be making some progress, at least!

And it's not all DH, lately I've been having more trouble too. I do need new work clothes, but I spent more money than stictly nessesary, and I've been bad about eating out lately too. But the marjority of the overspending is coming from his end and with this change, I hope we'll be back on track.

Speaking of eating out, we went out last night for our aniversary (and it will be our last outing this month, and maybe even for next month, too!) and had a very nice time!

10 Responses to “I think DH is starting to figure it out...”

  1. tinapbeana Says:

    glad to hear you're making some progress! i too am married to a wonderfully loving spender who doesn't like numbers... makes things difficult sometimes...

  2. Ima saver Says:

    Happy anniversary! Glad dh is coming around!

  3. JanH Says:

    You might have to try saying---just trust me on this. I think it took my DS the whole first year of marriage to start to get the fact that they are on a budget. Money burns a hole in his pocket. Hopefully, since your first year is over, he'll see that it is important to you. Happy Anniversary!

  4. miclason Says:

    Happy Anniversary!!...have fun!
    Yay for DH for realizing he's spending on "wants" and giving up the card!

  5. PRICEPLUS Says:

    Happy Anniversary!!! You and your DH are DINKS.(Double Incomes No Kids.) The idea is to get out of debt and save as much as you can because kids can be very money intensive at times!!!!Smile

  6. Broken Arrow Says:

    If I may say this, perhaps it's not so much that he doesn't care? Perhaps he knows how lucky he is to have someone like you who can work those numbers out so he doesn't have to? Big Grin
    Happy anniversary!

  7. Broken Arrow Says:

    Just kidding!

    That's just his way of showing why he needs you, and how lost he'd be lost without you. Wink

  8. Lau Says:

    Happy Anniversary!!

    Can I send you my husband so you can hit him with your 2x4?? Wink

  9. baselle Says:

    At least he's willing to obey you and give up the card, even if he doesn't understand you. Better than willful spending. If you're willing to show him after a few months how your debt is dropping and that you're making progress, the light might come on.

  10. elgin526 Says:

    Baselle, he didn't obey me, he gave it up on his own, I was going to give him another month to get his act together! This to me shows that he's starting to "get it".

    Thanks for the well wishes, everyone!

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