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Just another Wednesday: Elgin526's Personal Finance Blog
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Just another Wednesday

June 14th, 2006 at 08:24 pm

Week's half over, isn't that great! Smile

Tim's day off is tonight, so he'll be grilling dinner (I love not having to cook!). Chicken, corn on the cob, baked potatos, salad with homemade salad dressing (cheaper, healthier, and better tasting that store bought, easy too!) and homemade cookies for desert(I baked over the weekend). I love to cook, so I'm trying to cook more at home than eat out so much, but it's tough sometimes because I'm so tired after work. I want to limit us eating out to once a week, but it doesn't always turn out that way.

Tim got overtime last week so we're trying to figure out what to use it for when he gets paid on Friday. We still have OT pay left over from last weeks check too. I want to pay extra towards the CC's and put some into savings as well, but I need to find out how much more Tim needs to spend on the fence this week. He's buying materials as he needs them (lumber is the same price regardless of when it's bought, for the most part, so no use in stocking up) so I want to make sure he has enough for what he needs. I want this fence DONE so I'm doing nothing to stand in his way. Oh, and we need to buy a weed wacker, we don't have one and some of the weeds and tall grass are getting out of hand where the mower can't cut them.

Speaking of Tim's OT pay, it's actually kind of hard for me to track. We have 3 bank accounts, 1 savings, and 2 checking. Checking #1 is for my debit card, I put enough cash in there for my gas, food shoping, Target, and my weekly allowance ($20 a week). Checking #2 is for all the household bills. My paycheck is split between #1 and #2, but Tim's whole pay check is sent by direct deposit to #2 so I have to keep mental track of what is overtime (and thus can be spent however we want) and what is our regular pay (which is budgeted down to the last penny and ear-marked for bills). I guess I could transfer the OT money to savings, but then I'd have to transfer it back out again when we are ready to spend it, that seems like a lot of work. And it's hard for Tim to change his direct deposit set up (not imposible, just a pain in the neck). Maybe I can set something up in my spreadsheet to help keep track, I'll have to play around with it.

Thanks, everyone, for the warm welcome you gave me after my 1st blog entry yesterday. I hope I keep it interesting enough for you all to keep coming back.

2 Responses to “Just another Wednesday”

  1. ima saver Says:

    Yes, i am enjoying your posts!

  2. kashi Says:

    I have a really hard time cooking after working all day, too!!

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