I didn't sleep well last night. Couldn't get to sleep until after 2 AM. Not sure why. Coffee never tasted so good. I buy it from my company's cafeteria every morning, it better than what I can make myself at home, and anyway I only usually drink one cup. It's $1 a day and one of the few things I'll never cut from my budget. It's my morning treat!

Today I'm setting up some of my bills to auto-pay out of my bank accounts. This is a big step for us because before, we couldn't ever be sure how much money would be in our checking account on any given day, and I was affraid auto-payments would either bounce or cause other payments to bounce. But we are ahead enough now that we'll always have money in the checking account to cover just about any bill. So I can set up autopayment for most things. The only stuff I won't set up that way are things that varry in amount each month, like electric or gas. I want to be able to review the bill before I give them their money, incase of mistakes or questions. Just another small step along the road to financial peace!