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Nothin but work...blech!

October 9th, 2006 at 03:17 pm

I got a nasty surprise on Friday. DH ran up the credit card. He has some short term memory problems (really, he does!) at times and over the month he just didn't realize how much he spent.

We have the money to pay it off in full, but we'll have to dip into savings a little bit to cover it. He was truely sorry when I brought it to his attention, and the fact that he now has to work a ton of overtime to keep the damage to a minimum ought to drive the lesson home. I told him if he does it again I'm taking away the United Chase credit card that has the super high limit and I'm giving back his old one with an $800 limit. That will cover him for gas and the occasional trip to Home Depot for remodeling projects. It will force him to think a bit before spending, while at the same time allowing him to be able to get the stuff he needs (like gas and lumber). I told him I didn't want to do it but we just can afford to keep spending like this. He agreed to that, if he goes nuts again this month he'll use his old card again.

Plus I told him I'm getting a part time job (I was planning to before this happened, it just put a fire under my butt is all). He hates that idea, he says it makes him feel like he can't take care of me (not that I've ever asked to be taken care of, of course. Must be a 'guy' thing). I told him it's just until we get our 0% credit card paid off, or at least down a whole bunch. This should also make him think a bit before buying something we really don't need. Besides, with him working nights, I get kind of bored sitting at home. The new tv season has helped, but still, I just need to get out of the house! May as well get paid for it! Wink So, I'm going to apply at Barnes and Noble in the next day or two. Wish me luck!

I didn't want to make him feel bad about all of this, I really didn't. But he has to realize he doesn't work for his old company anymore making $100,000 a year and can't go out and buy what he wants, when he wants. I think he is finally starting to get that.

2 Responses to “Nothin but work...blech!”

  1. pjmama Says:

    Good luck getting the job! And dont worry about DH, it IS just a guy thing... my BF is still a little shaken over the idea of me making more than him post-graduation. hehe.

  2. PRICEPLUS Says:

    Yup, it is a guy thing. The 800 dollar limit card is a great idea. CC's can be a source of great pain if not handled properly! Good luck with the job. B&N sounds like a very nice place to work!

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